Why more is less

I'm starting to find that more is less.

 

I am involved on several social networking sites; none of them add to my wallet and distract me.

 

I am involved in several businesses and have a few websites; more management and less focus.

 

I have more quantity and less quality.

 

So given all this I am wondering two things:

  1. What do you use the Internet for (outside of work and social networking)?
  2. If you had to pick one social networking site to use (and to focus on), what would it be and why?

 

Personal update

This post is a little bit of a personal update.

People have asked me to speak more about my personal experiences. They want to know about my depression, family breakdown, how I felt dropping out of school, the struggles of trying to make my way in the world, etc. They know I have some good advice and thoughts but also want to hear about it via my stories, lessons and experiences.

Taking my friends and readers requests into consideration, I have decided to start devoting more time to my own experiences and the lessons I have learned from there.

To this end, I am making two main changes to Moore Thought:

First, I will start writing more about my own personal experiences. I have been writing a lot of content based on what I know works, but it seems people want to know my experiences around how I found these things out, etc. So I will be incorporating more stories from my own life into my posting in the future.

Second, after experimenting with multiple social networking platforms and ways of contacting me, I am cutting back the ways to contact me. Here are the five main ways to contact me in order of preference:

  1. Face-to-face
  2. Phone calls
  3. Facebook
  4. Twitter
  5. Email
I am breaking down the barriers between my personal and business life. As a result, until I reach the maximum friend limit my personal facebook account will be the primary method of contacting me online. You will also get to see some of the positive feedback as well as criticism I receive from my real life peer group which I have in this account.

I have left email and RSS subscriptions on as well as comments so you can still use them if you wish. Just note they are not ways to get in touch with me, rather to receive updates from me and to add to the community on Moore Thought.

On top of that the last few months have been a bit of a struggle for me. I am going to be focusing on finishing my Bachelor of Business (Entrepreneurship) as my main goal this year. This is taking so much of my time and draining me of motivation. The only way to solve this is to complete it and move forward.

My cash flow situation has also been struggling. It is hard to make a decent income as a student. However, I am setting up a few things to get my finances back into a healthy position.

To this end, a friend and I are setting up a business where we are building websites for small businesses. Website creation will normally begin at $1,000+. Since we are still setting up our website, etc. we are offering the first five customers a price beginning at $750. These websites are going to be marketed and built for businesses in our local areas (Mornington Peninsula and Melbourne only at this point in time). Contact me now if you are interested in finding out more.

Pitch Club is still going along well. We are setting up local chapters of Pitch Club around the country. Melbourne is running a local chapter event (known as a 'Lite' event) this Thursday. There is no boxing ring, or other facing trimmings at a Lite event. It is merely a place for local entrepreneurs to get together and to present their ideas to each other (and possibly service providers, connectors, angels, etc.). The event is FREE instead of the usually high ticket price that comes at the bigger events. Find out more.

I had a short stint in employment about a month ago for a few weeks while a Manager was on holidays. This reminded me of some of the things I love and hate about employment. The regular cash flow is definitely good to have. I may end up getting a little part time job again to see me through until the end of the year.

So what does this long post mean for you?

First, if you have less than 1,000 customers in a business it is best to be in close contact with them. Don't use fan pages, etc. until you have enough of an audience. People want to connect with the real you, so give them the opportunity to do so. Learn from my experiences and save yourself time experimenting with multiple sites. Connect with real people using primarily the five methods of contact outlined above.

Second, if you want me to write about something you would like to know more about, then you are more than welcome to contact me with your request. Feedback I have received so far is that people liked the 30 days to reaching your potential series, the Start Here page and would like to hear more of my personal experiences and stories. Feel free to give me feedback via one of the five ways of getting in touch listed above.

Lastly, if you are looking at setting up a business (or a website for your business) than you can save yourself the time spent learning about websites and building them by contacting me and getting your first website setup at a bargain price. If you are interested in moving your business into Social Networking, we can also help setup and facilitate that also. Contact me now if you are interested.

Thanks for taking the time to read, and I look forward to speaking to you all soon.

Josh Moore

:-)

P.S.: Fourth benefit of coming to Pitch Club Lite for FREE! Don't miss out on the opportunity to network with Melbourne's finest entrepreneurs.

P.P.S.: Yes, there is a huge peacock behind me in the above photo. Thought I'd give those aspiring PUAs amongst you the chance to see how the 'naturals' do it.

P.P.P.S.: Still to this day my most popular posts have been about PUAs (PickUp Artists). I will be sure to be writing about important aspects of personal development for PUAs too in the future, including fashion and style, minimalism, approach, conversation, doing interesting things, etc.

P.P.P.S.: As this blog will be gaining a personal feel, expect a lot more P.S.'s in the future. I will be focusing on providing quality posts on this site rather than quantity.


***UPDATE***

Game plan has changed. If you want to reach me this is the best way now:

  1. Face-to-face
  2. On the phone
  3. Email
Twitter and Facebook are now just another way to follow me (like Email/RSS). My main communications out will be email, phone calls/sms and updates on this site.

Josh Moore

On saying 'no' to people

Sometimes we have situations that are not the most ideal.

Often people can attempt to put us in circumstances where we are not comfortable. They might want or expect something from us. They might try and get us emotionally invested in their situation or, they might want us not to do something (that may affect them in some way if we do).

Although it is difficult, if you do not feel comfortable with the situation it is best to say no. Although the person might have hurt feelings temporarily if they can see things objectively (as to subjectively only through their emotions) they will understand.

There are a few things you can do however to make saying no easier. They are as follows:

  • Dress one up: Dress one level above the person. If they are in a button up shirt and jeans, wear a suit. This will give you less rapport and also will allow you to have an appearance of being one step above (this has also been called 'Using your celebrity' in You Need This Book).
  • Listen: When people try to do a sale on you, they are generally trying to establish three things: confidence, interest and motive. They will use small talk, their circumstances, etc. to convince you. It is important to listen and to empathise with their situation. Don't interrupt or say anything. Just listen.
  • Step back: If the person is doing a hard sell and needs an answer then and there then you will have to be frank. If they ask why you have said no be as honest as possible. If they want you to have a think about it then decline them in a way that is comfortable (IE: if they are pushing you in person, step back to on the phone, etc.).
  • Avoid being personal: Focus on the project, event, costs and benefits. Don't bring a person into it. If you say something like 'It's nothing personal' chances are the person is going to take it personally.
  • Positive finale: Give them an uplifting statement. Wish them the best with what they intend to do. You are not trying to personally offend. 
  • Don't argue: Are they trying to make you feel guilty about saying no? A 'no' is simply 'no', nothing more. A salesperson is aware of this and thus does not take it personally. We should also treat it as simply a 'no' and not buy into any attempts at creating a dispute by the other party. 
In the last few days I have had to say 'no' to a few people. It wasn't easy. It never is. Keeping these few things in mind helped make it easier however.

    How to build your businesses like a rapper

    Media_httpfarm5static_hffjx
    (Photo courtesy of courtneybolton)

    We can all learn lessons on how to build our businesses the way modern day rappers build theirs.

    50 Cent, Eminem, The Game and many more all have done specific things that have seen them skyrocket to fame. By taking a few leaves out of their books we can quickly see ourselves in a similar position.

    Here are some of my observations from watching how these guys build their businesses. No doubt, acting on some of these observations could change results for some businesses:

    1. Think Global, Act Local: Rappers build their credibility by investing their time, money and energy into their local scene. While building their local presence, they keep their global presence in check at all times. They do this primarily using social networking (originally Myspace a few years ago but now youtube, facebook and twitter). They have a focus more on audio and video over writing blogs. This helps them to start establish an online presence which can take them global.
    2. Representing your brand: Most recent rappers know their target audience and the rebellious streak assumed by younger age groups from Tattoos. Take a look at Eminem, Proof, D-12, The Game, Ya Boy, 50 Cent, G-Unit, 2Pac and more. They all have their rap name and affiliated brand names tattooed on their bodies. This shows the level of commitment they have to their brands. Many however later cover these tattoos up with others if they change their name or have established their name more prominently.
    3. Embrace a persona: Most of the people we see everyday hear us complain about the same shit. However, rappers don't have this on their global presence. Their close friends might know how they feel on a day-to-day basis however, when they are out they are focused on marketing themselves and the way they want to be portrayed. They show people a part of their identity online through videos, etc. but keep the majority of their lives to themselves.
    4. Loss leader material: Most musicians will tell you they don't make millions from their music. The real money is made from merchandise. They use their music, looks, clothes, tattoos and more to create and image and then sell various products to people to help them feel like they have the same image. The music becomes more like a loss leader for the other stuff they do.
    5. Diversify investments, but stay true to your image: Brands and various products rappers get involved in all tie into the image they promote. 50 Cent was once advised by managers to turn down an offer to promote gym equipment because it was believed it would affect his image. All your investments continue to help reflect who you are as well as you helping to define them.
    6. Invest in what you know: Rappers build businesses such as their own music labels, clothing labels, sneakers, headphones, jewelery, games, movies, etc. They invest in things they know about. For example: I have spent ten years reading and learning about business, which gives me an information advantage in this area over others. Some people have spent the last ten years keeping up to date with their knowledge in plumbing. They know more than myself and the rest of the population in that area and should be able to spot what is going to happen in that area in the future, giving them the ability to make wise investment decisions.
    7. Trust yourself: Rappers trust their own instincts and make their own decisions. They might have advisers but they are only there to give advice, not make final decisions. Rappers know the importance of trusting yourself and making decisions based on your own ability, not the recommendations of others.
    8. Create an exit: A lot of rappers are aware that they can only keep up a certain image for a period of time. They use this knowledge to their advantage and begin to move into other aspects of business (whether it is real estate, producing for the next generation, etc.). Thus, they ensure they have an exit out of their prime that will see them continue to prosper.

    The difference that makes the difference

    Media_httpfarm4static_duhih
    (Photo courtesy of eenar_6)

    Relationships are the key to success in all aspects of life.

    Sometimes when we go out to see our friends, we go with the wrong focus. We try to see what it is that they can bring to the table. We want them to do things for us and for them to help us feel good about ourselves. However, this can actually prevent long term development and success in our relationships that can often bring a much greater return than the temporary benefits we sometimes seek.

    Our relationships truly begin to grow when we go with the intention of uplifting the other person and doing what we can to help them. When we genuinely do what we can to help people and to make them feel good about themselves, they naturally want to increase the quality of their relationship with us.

    I remember a few years ago I started hanging out with a friend from school I hadn't seen in ages. I never did it with the intention of wanting anything except to see and old friend and hear what was happening in his life. Pretty soon I was catching up with him several times a week and a good friendship developed out of it again. It all occurred because I made an effort to catch up with him without trying to get any validation, help, etc. from him.

    Developing the ability to focus on giving rather than receiving in relationships takes time. It is a skill that most of us (myself included) have to continually work on to improve. But the rewards are worth it.

    How can you start improving your relationships? Simple. Make an effort to do something for three people today that will make them feel good or benefit them. Don't expect anything in return, just give. Continue to do this every day. Over time, you will find that making people feel good about themselves and helping them is the difference that makes the difference in building true friendships.

    Public Speaking – How I Prepare Every Time

    Public Speaking – How I Prepare Every Time 91 Comments

    Written by Tim Ferriss Topics: Mental Performance


    (Photo: Tim Wagner)

    In the past several weeks, I’ve been asked quite a lot about public speaking.

    While downing gin tonics over Brazilian BBQ at the SXSW Interactive tech conference, I was approached by the CMO (Chief Marketing Officer) of a start-up I advise.

    She pulled me aside to ask primarily two questions:

    1. Where can I learn about the right social media tools to use?
    2. What books should I read to learn how to get good at public speaking?

    Here were my answers….

    1. Where can I learn about the right social media tools to use? (Note: she has an extensive marketing background outside of social media)

    Answer: Don’t worry about it.

    If you know how to 1) craft a clear and short benefit message to your ideal 1000 customers (read Kevin Kelly’s 1,000 True Fans, the only marketing article you’ll ever need to read), 2) secure and highlight testimonials and case studies, 3) offer a simple trial option to big enterprises (but charge them – no free rides or they won’t value it), and 4) offer awesome customer service to the customers who matter (not becoming consumed by squeaky wheels with more free time than budget) just use the skills you have and view social media, primarily Twitter and Facebook, as communication channels. Nothing new, and you don’t need to respond to every comment/criticism, just like in personal life.

    2. What books should I read to learn how to get good at public speaking?

    Answer: I don’t know, but I can show you in less than 5 minutes how I do it.

    Here was my answer on one sheet of paper:


    How I prepare for all public speaking – sketched out at SXSW for a start-up CMO.

    Truth be told, I don’t think I’m that good at public speaking. Tons of speakers crush me in presentation, poise, and general lack of F-bombs. Granted, I was born and raised on Long Island, but the smooth delivery doesn’t seem to be a natural skill. Here are the ground rules I developed for myself to compensate, and I’ve been able to jam with some fun audiences as a result (paragraph 5 here), including the EG/TED, fancy schools, Fortune 100 big ‘uns, CIA/NSA, and tech gigs:

    1) I won’t focus on being a “public speaker”. I’ll focus on being a teacher from the stage. What I might lack in delivery, I’ll make up for with actionable takeaways.

    2) It’s fine (oftentimes good) if some people dislike you or disagree with you, but no one should misunderstand you. Everything you say should be clear.

    3) It’s totally fine if you get nervous and stammer a bit, drop F-bombs where needed, or generally feel like a nervous wreck. If you give good actionable, clear advice, people will forgive it all.

    4) Have fun and laugh at yourself whenever possible. Beating the audience to the punch makes it much less fun for them to slam you.

    5) Have one 16-oz. Diet Coke 45 minutes prior to speaking and another about 20 minutes prior to speaking. Pee before getting on stage or you will look like a squirmy kid at a spelling bee. Yes, Diet Coke will give you hairy palms and insomnia, but this caffeine dosing has proven perfect for me for taking the stage. Could be as much placebo effect as anything else.

    Those basics out of the way, here are my explanations of the paper summary above:

    1) If the format is a 60-minute keynote, a typical format, then I automatically build in at least 20 minutes of audience Q&A, which I usually make 30 minutes. This reduces my presentation time to 30-35 minutes and allows me to tailor the presentation to the group (via answering their questions) instead of guessing what is most important to them and delivering as a pure monologue.

    2) I assume my presentation will be in five parts: approximately 2-minute introduction, three 10-minute segments, and a 2-minute close. I use this “rule of thirds” for the three segments whether the presentation is 60 minutes or 10 minutes.

    3) I then plan the content in this order:

    10-minute segments – For each segment, what is the main takeaway or usable action for the audience? This means I have three main points in this talk, no more. To flesh out to 10 minutes in length, I then use a PEP (point-example-point) format or, my preference, EPE (example-point-example) format. PEP means you illustrate the concept, then give an example or case study, then reiterate the concept and actionable next step. EPE means you give an example or case study, then explain the concept, then finish with another case study or example. I sketch out 2-3 EPE or PEP for each 10-minute segment, and all of this is done on 1/4 to 1/2 a piece of paper.

    Introduction – Now that I have a better idea of my content, I decide on the introduction, preferably starting with a story and then explaining that I’ll introduce three concepts that will help them do “X”, where “X” is whatever the overarching theme of the presentation is.

    Unless you are a comedian or have already tested jokes with audiences who don’t know you, do NOT use rehearsed jokes. If a joke falls flat in your intro, it will ruin the experience for you and your audience.

    4) Now the harder work and the fun of discovery – rehearsal:

    The PEP/EPE is usually sketched out well in advance, and the rehearsal is done the night before the presentation.

    I rehearse the intro, segment 1, segment 2, and segment 3, all separately. I’ll repeat the two-minute intro — winging it — until I nail it. I use a kitchen timer on countdown, and each time I finish, I write down any one-liners or wording that I like. Note that I NEVER memorize a speech verbatim, but I do ensure that I have memorized the starting and closing 2-3 sentences for each portion (intro, segments) at this point.

    How many times will I repeat each segment? Until I’m happy. I am a perfectionist, so for certain presentations, this could be up to 10 times.

    5) Once I have these parts in order, I then wing the close (not before), and repeat like the other portions until I’m happy. For me, it’s not productive to work on the closing statements or questions until I have the rest of the content polished and ready to rock.

    6) Now link them all together and do the whole thing until you nail it at least once. Expect you’ll forget about 10% of your memorized lines or anecdotes, and that’s OK, but review your notes each time to ensure you’re hitting the most important points. Once you’ve blazed through it well once, go to bed.

    One additional tip: I came to realize long ago that I can barely sleep the night before presentations; it doesn’t matter how many times I do them. So… expect that you won’t sleep and don’t let that add to the stress of the experience. Just get extra sleep the two nights before and plan on an all-nighter. If you get sleep, it’ll be a pleasant surprise instead of a source of panic.

    Back to our story:

    At this point, you should put your head on your pillow confident. REM sleep cycles will make your delivery smoother. This is why I always rehearse just before bed with no drinks, dinners, or conversations in between.

    The next morning, I go for a 20-30 minute brisk walk after a light protein-rich breakfast (no bread). I also avoid caffeine until no more than 1.5 hours before game time, as I found it was too easy otherwise to burn yourself out drinking coffee or tea as a nervous distraction.

    Once you’re on deck, just remember: if you’ve done the above, you’ve prepared more than most speakers. If you’re getting chased by a lion, you don’t need to run faster than the lion, just the people running with you. Speaking with other people is similar: you don’t need to be perfect, you just need to be better than a few others, and you’ve already built in insurance with good actionable content. Other presenters too often focus on delivery and forget content; delivery is the first thing to suffer from nerves, but content won’t. It’s your bedrock.

    As long as you can keep your time, you’ll f***ing rock it.

    Walk up with a smile and knock ‘em dead.

    ###

    Related Videos:
    Tim Ferriss: Smash fear, learn anything | Video on TED.com (16:30 in length – the comments are hysterical.)
    April 21 – Speaking on panel in NYC at 140 Conference
    April 27-29 – Speaking in Amsterdam at The Next Web. Bicycles, Queensday, and much mischief, I suspect…

    Buzz up!on Yahoo!

    Posted on April 11th, 2010

    The 33/30 challenge + tips

    Saving is a critical aspect of reaching your potential.

    Almost any wealth creation expert recommends you begin with the same, mundane sounding task of saving at least 10% of what you earn. The reason for this is that it is so crucial to your success and is also the best way for someone to start getting good returns for their time.

    Let's use an example. Let's assume you make $50,000 a year before tax and that the interest rate for Term Deposits at the bank are around 5% per annum. If you are able to save $1,000 a month, then at the end of the year, you will have accumulated $12,000 (plus a little bit of interest). I am aware that after inflation and taxes that your money will actually be worth less. However, those who are able to save should be able to adjust their budgets a little to compete with inflation (and CPI, which is often not 100% accurate).

    Saving $12,000 a year is difficult for a lot of people. However, it also provides a good return. At 5% per annum you would need to have $240,000 in a term deposit to make the same return. Suddenly, your ability to save seems to make a whole lot more financial sense.

    Another point with saving is that for every dollar you save you have had to earn more than a dollar before tax to save it. If you want to replace a dollar you spend, it means you have to earn more than a dollar to replace it. Therefore, holding onto as many dollars as possible is critical for those want to gain the finances necessary to reach their potential in life.

    I remember reading a book about four years ago titled 'From 0 to 260+ properties in 7 years or less' by Steve McKnight. In that book, Steve suggests people take up the 33/30 challenge to begin building wealth. What is required is that individuals try to save $33 a day for 30 days. At the end of the month they will have $999 (add one dollar and you have $1,000). Repeat the process 12 times and you are on your way to wealth accumulation. From there you can begin to invest but the key is to start the saving pattern and to build a nice savings account.

    The 33/30 challenge can be easier than most people think. Although you will need to look at your own income and expenses fairly closely, here are some good ideas to get you started:

    1. Take a bottle or two of water to work instead of buying drinks.
    2. Brown bag it for lunch daily.
    3. Call your phone provider and see if you can move down to a lower phone plan. If you are pre-paid then buy less credit each month.
    4. Bus or train when possible rather than driving. 
    5. Consider reducing your insurance from fully comprehensive to third party.
    6. Watch less T.V. and use some of that time to do overtime at work and make a few extra dollars.
    7. Track your spending for 30 days. I did this years ago and found that 70% of my spending went on eating out.
    8. Borrow books from the library rather than buying them (I so should have started this tip years ago).
    9. Use the home phone and call other home phones over a mobile-mobile when possible.
    10. Agree not to spend anything on one day of the weekend. Go for a walk, watch a movie at home on TV, and cook something with what you have in the cupboard. Invite friends over to join you for free using facebook earlier in the week.
    11. Cancel subscriptions to magazines, cable T.V. or anything else that costs you monthly.
    12. For ever new thing you buy, sell (preferably) or dispose of two old things.
    13. Only buy when it is absolutely necessary.
    14. Always ask for a discount. You never know when you might get one.
    15. Consider buying online. It can usually be a lot cheaper.
    16. Invite friends over for dinner instead of going out to restaurants.
    17. Buy generic stuff such as toothpaste, flour, salt, etc. 
    18. Do Easter (nb: I know this is already been and gone this year, but try for next year) a week later. Save 50%+ on Easter Eggs.
    19. Pay principal payments on your debt to save long term on your interest payments.
    20. If you are a student and don't live at home, ask your parents to bring whatever food they have available over for you on their next visit. Makes a huge saving in your food bill.
    21. Avoid credit cards like the plague. Use Debit cards or cash instead.
    22. Set up as many payments as possible to be online. Save your time (time is money).
    23. Carry bigger notes on you at all times so you are less inclined to spend.
    24. Put all the coins you collect in a jar at the end of the day.
    25. Car pool with friends or family to work, when going out, for functions or particular events, etc. Make sure you aren't the only one doing the driving. If you are, ask for petrol money.
    26. Stop hiring a cleaner, gardener, etc. and DIY instead.
    27. Get off the computer. I am starting to get off and finding that I spend less time reading about things I want to buy, reducing my desire to purchase.
    28. Pay twice as much and buy half as many. Always go for quality over quantity.
    29. If you have the money get your car converted to gas. Drive less.
    30. Setup a minimum of your income to be automatically transferred to your savings account. Try for a minimum of $100 a month to start with.
    31. Sell you old game consoles (either on eBay, to a friend or via cash converters). If you have to have games use a portable console which you can take on long train rides with you.
    32. Format your old computer rather than buying a new one.
    33. Go to the movies on discount days.
    34. Park a little further away and walk into the shops rather than paying for parking.
    35. Give up (at least temporarily) chocolate, smoking, drinking, gambling, etc.
    36. Unsubscribe to mailing lists online and offline.
    37. Rip all your CD's onto your Hard Drive then sell them. If you want songs for your car CD player, burn the ones you like back onto a disc. Do the same with movies if you have them.
    38. If overdue, do your tax return. You could potentially have some money you could get back or, you could be saving from paying additional penalty rates on money you owe the Government.
    39. Buy less soft drink at home. Save on dental bills too in the process. Drink water and keep to a one-two glass maximum daily limit for soft drink.

    The 33/30 challenge

    Saving is a critical aspect of reaching your potential.

    Almost any wealth creation expert recommends you begin with the same, mundane sounding task of saving at least 10% of what you earn. The reason for this is that it is so crucial to your success and is also the best way for someone to start getting good returns for their time.

    Let's use an example. Let's assume you make $50,000 a year before tax and that the interest rate for Term Deposits at the bank are around 5% per annum. If you are able to save $1,000 a month, then at the end of the year, you will have accumulated $12,000 (plus a little bit of interest). I am aware that after inflation and taxes that your money will actually be worth less. However, those who are able to save should be able to adjust their budgets a little to compete with inflation (and CPI, which is often not 100% accurate).

    Saving $12,000 a year is difficult for a lot of people. However, it also provides a good return. At 5% per annum you would need to have $240,000 in a term deposit to make the same return. Suddenly, your ability to save seems to make a whole lot more financial sense.

    Another point with saving is that for every dollar you save you have had to earn more than a dollar before tax to save it. If you want to replace a dollar you spend, it means you have to earn more than a dollar to replace it. Therefore, holding onto as many dollars as possible is critical for those want to gain the finances necessary to reach their potential in life.

    I remember reading a book about four years ago titled 'From 0 to 260+ properties in 7 years or less' by Steve McKnight. In that book, Steve suggests people take up the 33/30 challenge to begin building wealth. What is required is that individuals try to save $33 a day for 30 days. At the end of the month they will have $999 (add one dollar and you have $1,000). Repeat the process 12 times and you are on your way to wealth accumulation. From there you can begin to invest but the key is to start the saving pattern and to build a nice savings account.

    The 33/30 challenge can be easier than most people think. Although you will need to look at your own income and expenses fairly closely, here are some good ideas to get you started:

    1. Take a bottle or two of water to work instead of buying drinks.
    2. Brown bag it for lunch daily.
    3. Call your phone provider and see if you can move down to a lower phone plan. If you are pre-paid then buy less credit each month.
    4. Bus or train when possible rather than driving. 
    5. Consider reducing your insurance from fully comprehensive to third party.
    6. Watch less T.V. and use some of that time to do overtime at work and make a few extra dollars.
    7. Track your spending for 30 days. I did this years ago and found that 70% of my spending went on eating out.
    8. Borrow books from the library rather than buying them (I so should have started this tip years ago).
    9. Use the home phone and call other home phones over a mobile-mobile when possible.
    10. Agree not to spend anything on one day of the weekend. Go for a walk, watch a movie at home on TV, and cook something with what you have in the cupboard. Invite friends over to join you for free using facebook earlier in the week.
    11. Cancel subscriptions to magazines, cable T.V. or anything else that costs you monthly.
    12. For ever new thing you buy, sell (preferably) or dispose of two old things.
    13. Only buy when it is absolutely necessary.
    14. Always ask for a discount. You never know when you might get one.
    15. Consider buying online. It can usually be a lot cheaper.
    16. Invite friends over for dinner instead of going out to restaurants.
    17. Buy generic stuff such as toothpaste, flour, salt, etc. 
    18. Do Easter (nb: I know this is already been and gone this year, but try for next year) a week later. Save 50%+ on Easter Eggs.
    19. Pay principal payments on your debt to save long term on your interest payments.
    20. If you are a student and don't live at home, ask your parents to bring whatever food they have available over for you on their next visit. Makes a huge saving in your food bill.
    21. Avoid credit cards like the plague. Use Debit cards or cash instead.
    22. Set up as many payments as possible to be online. Save your time (time is money).
    23. Carry bigger notes on you at all times so you are less inclined to spend.
    24. Put all the coins you collect in a jar at the end of the day.
    25. Car pool with friends or family to work, when going out, for functions or particular events, etc. Make sure you aren't the only one doing the driving. If you are, ask for petrol money.
    26. Stop hiring a cleaner, gardener, etc. and DIY instead.
    27. Get off the computer. I am starting to get off and finding that I spend less time reading about things I want to buy, reducing my desire to purchase.
    28. Pay twice as much and buy half as many. Always go for quality over quantity.
    29. If you have the money get your car converted to gas. Drive less.
    30. Setup a minimum of your income to be automatically transferred to your savings account. Try for a minimum of $100 a month to start with.
    31. Sell you old game consoles (either on eBay, to a friend or via cash converters). If you have to have games use a portable console which you can take on long train rides with you.
    32. Format your old computer rather than buying a new one.
    33. Go to the movies on discount days.
    34. Park a little further away and walk into the shops rather than paying for parking.
    35. Give up (at least temporarily) chocolate, smoking, drinking, gambling, etc.
    36. Unsubscribe to mailing lists online and offline.
    37. Rip all your CD's onto your Hard Drive then sell them. If you want songs for your car CD player, burn the ones you like back onto a disc. Do the same with movies if you have them.
    38. If overdue, do your tax return. You could potentially have some money you could get back or, you could be saving from paying additional penalty rates on money you owe the Government.
    39. Buy less soft drink at home. Save on dental bills too in the process. Drink water and keep to a one-two glass maximum daily limit for soft drink.

    Neil Strauss » And Don’t Forget Your, um, Subresolutions?

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    Happy New Year!
    Today, I’m going to do something I’ve never done before, by popular
    demand: update a previous email.

    Yes, I’m trying to finish the next book, which is due this month.
    (And, yes, you will all be the first to know what it’s about!) But
    I’m taking a break today to share this because I think it’s important.

    New Year’s Resolutions are a great way to set your intent for a
    positive, fulfilling year of growth and accomplishment. But, on the
    other hand, when the year ends, if you haven’t completely fulfilled
    your resolutions, it can be frustrating. This usually happens
    because New Year’s resolutions are often too vague, and don’t
    include practical steps that lead to a clearly defined goal.

    So today, by all means, make your usual big-picture resolutions.

    But, in addition, I’m going to suggest you make some
    sub-resolutions.

    Each of these sub-resolutions is designed to give you a long-term
    benefit (some of them even for a lifetime) with a minimum amount of
    time and effort.

    In fact, each of these sub-resolutions can be completed in anything
    from a few minutes to, at the very most, a few hours. And they’re
    all either free or very cheap.

    For most of you, many of these items fall into the category of
    things you’ve “been meaning to do.” Since chances are that you’ve
    already accomplished at least a few of the items on the list below,
    there’s no reason why you can’t take half a day this week and get
    at least six more of the items below done.

    So, in the interest of the betterment of your future, the
    management of your life, and the fresh start of a new year,
    here are:

    ——————————————————–
    SIXTEEN THINGS YOU CAN DO IN ONE DAY TO IMPROVE YOUR LIFE
    ——————————————————–

    1. Register your full name as a web domain if you haven’t yet.
    You never know when you’re going to want your personal website.
    If www.[yourname].com is already taken, don’t worry - there are
    alternatives.
    For example, who owns jamesjoyce.com? Answer: A bar in Dublin beat
    the author’s estate to it. But there are always other options, like
    hyphenating the name and getting james-joyce.net or james-joyce.org

    (check those sites now if you’d like), or choosing less common
    TLDs (or end letters) like .ws or .me. For more information,
    godaddy.com and networksolutions.com are among the most popular
    sites to register domain names.

    2. Call your cell phone provider. Ask if you can get a better
    calling plan based on your usage. This way you can afford to do the
    next item on this list.

    3. Subscribe to a newspaper or magazine. Choose a topic that you
    don’t know about - be it politics, fashion, culture, or technology
    - and sign up for the best periodical covering that topic. Rather

    than choosing the most popular magazine, select one that offers
    the most in-depth and interesting coverage, like Wired for
    technology or Foreign Affairs for politics or Mental Floss for
    culture. Yes, you could read it all online, but it’s great to have
    a physical magazine to read when you’re on the subway or on an
    airplane or waiting in line somewhere.

    4. Get a passport if you don’t have one. If yours has expired, get
    it renewed now. You never know when that great travel opportunity
    is going to occur, and you don’t want to get stuck at home while
    your friends are at some great concert at the Acropolis in Greece.
    If you’re in America, you can simply go to most post offices with
    two acceptable photos of yourself, proof of U.S. citizenship, and a
    valid form of photo identification. You can find more information
    here: http://travel.state.gov/passport. And, for those of you
    who’ve read Emergency and qualify for a passport to a second
    country (if, for example, you have a parent or grandparent who was
    born in Ireland), take advantage of that opportunity now, before
    the rules change.

    5. Back it up. Most people don’t take the time to do this,
    and regret it later. So copy your entire hard drive onto an
    external drive immediately; if possible, download a program like
    Acronis True Image that will simplify the restoring process and
    regularly make backups (or for Mac owners, start using Time
    Machine or SuperDuper). Also backup your cellphone, PDA, and
    any other personal-information-storing device.

    6. While you’re at it, make photocopies of your credit
    cards, passport, drivers license, social security card, birth
    certificate, and other important papers. If you keep a journal or
    anything similarly irreplaceable, photocopy that. Keep these in a
    safe deposit box, parent’s house, locked file cabinet, or any other
    secure location, preferably outside your own house. They’ll be
    invaluable in the event of theft, loss, fire, or any other
    unplanned incident.

    7. Look through your refrigerator and cabinets. Read the labels on
    the food. Stop buying anything high in saturated fats, trans fats,
    cholesterol, and sodium. And start shopping healthier today. Here’s
    a handy free e-book from the government on how to eat healthy:
    http://www.health.gov/dietaryguidelines/dga2005/document/pdf/DGA2005.pdf

    8. Get business cards. Don’t have a business? It doesn’t matter.
    Sites like vistaprint.com will send you 250 free ones (though
    there’s a shipping fee of under $6). Never hurts to look
    professional. And if you know the number close from Rules
    of the Game, these will come in particularly handy.

    9. Sign up for US Airway’s E-Saver, Southwest’s Ding, or any other
    airline program that offers last-minute, low-cost travel options so
    you can take quick weekend getaways whenever you feel like it.
    Flights can be as low as $15.

    10. Check your credit report for identity theft, or any other
    misinformation or errors that could harm your financial status and
    options. You are entitled to one free check a year at
    www.annualcreditreport.com.

    11. Learn how you work: I’m often asked at signings what books I
    found the most useful for learning The Game. Here are the ones
    I’ve recommended:

    Mastering Your Hidden Self by Serge “Kahili” King; The Art of
    Seduction by Robert Greene; Introducing NLP by Joseph O’Connor and
    John Seymour; and a book on evolutionary psychology, such as The
    Red Queen, Sperm Wars, or The Selfish Gene.

    12. Make an appointment to get a physical checkup. Head off any
    potential medical problems that may hinder an active, fun year.
    Also recommended: make an appointment with a dentist to get your
    teeth cleaned if you haven’t done so in the last six months. You
    may also want to call for an eye exam if you haven’t had one in the
    last five years.

    13. This is not for everyone, but some of you–and you know who you
    are–definitely need to do this: Throw out all your socks. Every
    last one. Now go buy new pairs that actually match and don’t have
    holes in them. You’ll feel like a new man. Remember, get black
    socks. White socks are for athletic activities only. I don’t want
    to catch any of you guys here wearing white socks in the bars or
    clubs!

    14. Get prepped: You’ve read Emergency by now, so go sign up for
    a local CERT class (or an equivalent if you live outside the U.S.).
    It’s free and will teach you the basics of survival and disaster
    preparedness so you can be a local hero. Plus you’ll get a nifty
    green uniform like in this photo: http://www.citizencorps.gov/cert/
    While you’re there, enter your zip code in the box to find CERT
    classes in your area.

    15. Buy a suit. (Or a dress if you’re a woman.) But don’t just get
    any suit or dress. Get one that’s slightly closer to the size you
    want to be this year, whether it be a little bigger or a little
    smaller than your current measurements. Try it on every Saturday
    morning as a reminder to yourself to get in shape this year;
    until, one day, it fits perfectly, and you wear it out and feel
    like a million dollars.

    16. Then decide to actually become a millionaire. You can find out
    how much money you’ll need to save here:
    http://partners.leadfusion.com/tools/kiplinger/savings01/tool.fcs

    And, afterward, it’s always good to find out what you’re worth:
    http://cgi.money.cnn.com/tools/networth/networth.html

    Alright, get cracking.

    And have a great 2010.

    Talk to you all soon.

    Best,
    Neil
    P.S. Hope you had fun last night.
    P.P.S. None of the above constitutes an endorsement of any of the websites mentioned or the content therein. They are provided solely as possible starting points to make the implementation of these subresolutions easier.
    P.P.P.S. I resolve to give you even more P.S.’s in 2010.

    Share This

    Here's my progress so far:

    1: Done
    2: Done (on the best prepaid option for my usage)
    3: Haven't done (yet)
    4: Done
    5: Doing
    6: To do
    7: To do
    8: To do
    9: Doesn't apply in Australia, but have a Virgin card for similar deals
    10: To do, but since my only credit is my student loan there shouldn't be anything on there anyway.
    11: Done
    12: Done
    13: Done
    14: Done
    15: Done
    16: Decided to become a millionaire, but still working towards becoming one ;)

    The Meaning of Life and the Secret to Happiness by Neil Strauss

    Welcome to the most pretentiously titled article I have ever written.

    What I enjoy about this website is that it’s a way for me to speak directly to you. It’s something I’ve never gotten to do before. Because whether writing for Rolling Stone or completing a book, I’ve always been forced to cleave closely to a defined structure and to carefully iron every idea, paragraph, phrase, word.

    This column has no structure.

    It has not been ironed.

    You’ve been warned…

    When I was in high school, I had a teacher who gave us a reading list of the best works of literature in the world. Number one on that list was the Bible. So during summer break, I decided to read the good book as literature. And one small section really struck me at the time: The Book Of Ecclesiastes.

    It is the famous book in the Bible that begins “vanity of vanities, all is vanity,” something that should be posted over the entranceway to all L.A. clubs. It’s been heavily quoted in timeless songs, such as “Turn Turn Turn.”

    And it’s basic philosophy is this, at least in my interpretation:

    Work hard at your life and yourself. Be a good person, and enjoy everything there is under the sun. The author writes: “I searched in my heart how to gratify my flesh with wine, while guiding my heart with wisdom…I made my works great, I built myself houses, and I planted vineyards….gardens…orchards... I became great and excelled.”

    But, in his old age, he surveys his labors: “I looked on all the works that my hands had done and on the labor in which I had toiled, and indeed all was vanity and grasping for the wind.”

    No, this is not a sermon. Keep reading. Neither is this a Buddhist message about renouncing the material world. Because, in the end, the speaker in the Book of Ecclesiastes decides: “Eat your bread with joy and drink your wine with a merry heart… Let your garments always be white and let your head lack no oil… Live joyfully with the wife whom you love…Whatever your hand finds to do, do it with all your might, for there is no work or device or wisdom in the grave where you are going.”

    So what God is saying here is get drunk. It’s totally cool. Just clean up afterward.

    Actually, the message is this (in my crude non-scholarly analysis): Find a life to live, find a woman to love, find a place to work—and live to your fullest, love to your greatest capacity, work your hardest, and be a good person. Then die knowing nothing will have really made a difference in the overall scheme of things.

    This may not necessarily be my belief, or yours, but here’s the takeaway: if all is vanity, then stop making yourself miserable – just keep busy and be happy.

    That, of course, leaves the question: What should we be doing with this time, and how do we stay happy?

    So let’s leave the Bible and return to the present age.

    First of all, don’t expect to be happy all the time. If you’ve ever had a pet, you’ll notice that the pet doesn’t complain when it’s hurt or in pain. The human animal is the only one that says, “Why me?” -- as if it is our birthright to be happy all the time.

    Sometimes we’re sad or angry or depressed. But if rather than fighting against it, like it’s wrong and some kind of disorder, you just relax into the emotion and ride it through until it’s over, it doesn’t have to be a gut-wrenching experience. It’s good to experience these extreme emotions: it let’s you know you’re alive and feeling.

    Of course, we’d all like to stay positive and happy and content as much as possible. It’s especially useful to be in this state when interacting socially, because it’s the best way to attract other people to you.

    So how does one stay in this state?

    My secret: Balance.

    Make a list of the specific things that make you happy and balanced in each of these categories, and then make an effort to comfortably fit them all into your schedule at least five days a week. Most of these areas don’t need to take more than half an hour each day. And chances are you’re doing at least two of them a day anyway.

    If you find that days are passing by and you’re not exercising or socializing, for example, you may need to actually write out a daily schedule for yourself and then stick to it.

    And, finally, if you’re one of those people who says they have no time, chances are that the problem may not be time but time management. Start keeping track of exactly what you do each day and for how long. Actually write it down on a sheet of paper: how much time you spend eating breakfast, how much time you spend checking emails, what you’re doing with your time at work. Then see where the inefficiencies are and eliminate them.

    And then, of course, die. It’s all vanity anyway. But it’s fun, you get one chance, and you might as well start making the most of it right now, before it’s too late.

    Yours,

    The thing I like about this post (although skipping some verses from the Bible in the summary point) is that it shows a good list of areas we need to monitor to ensure balance.